Awards and achievements

A leading Bank in Corporate Governance in Central and Eastern Europe

Customer Retention and Service Quality

JSCB "Kapitalbank" received a certificate from the agency “Ahbor-reyting"

Good afternoon!
We can’t wait to share some great news with you. Kapitalbank JSCB received the “Ahbor-reyting” agency Certificate, confirming the “uzA” national credit rating (“Stable” outlook).

“Kapitalbank” JSCB has received the certificate of compliance of ISO 9001: 2015

AKB Kapitalbank is proud to announce the receipt of the Certificate of Conformity of the Quality Management System ISO 9001: 2015.
ISO 9001: 2015 certification is the evidence and assessment of quality management, best practices in the organization, the company's focus on quality - improving the quality of products and services provided to customers, the transparency and effectiveness of the bank's internal processes.
We have committed ourselves to continuous improvement of the quality management system, which leads to long-term advantages in terms of meeting customer needs and improving relations with them.
This is proof that we are constantly improving in everything we do, every day

“Kapitalbank” JSCB has received a certificate from the agency “Ahbor-reyting”

“Kapitalbank” JSCB is recognized as the best partner of ICD in 2018

We are glad to share the good news from the life of our team!

Yesterday, “Kapitalbank” took part in the Swimming Sport Games between the capital banks and won an honorable second place.

On June 11, 2019 - Islamic Corporation for the Development of the Private Sector (ICD) signed an agreement on rendering consulting services to JSCB “Kapitalbank” in order to create Islamic window in the Bank

On June 11, 2019 - Islamic Corporation for the Development of the Private Sector (ICD) signed an agreement on rendering consulting services to JSCB “Kapitalbank” in order to create Islamic window in the Bank.

Last week, "Kapitalbank" was a partner and sponsor of the weekly marketing and advertising exhibition AdWeek

Our bank was thanked for the support in organizing this event, which has been held in Tashkent for the third year in a row. We are consistently interested in the development of the media sphere in Uzbekistan and look forward to continuing our cooperation with the organizers of such resonating events as AdWeek.

The three-day exhibition BankExpo has come to an end. It was devoted to financial and banking services in Uzbekistan and annually brings together the best specialists in the field.

Representatives of large corporations, such as SWIFT and Oracle, who shared relevant information and solutions to modern financial and technical problems, rose to the stage of the conference hall.

During the exhibition, participants were awarded for successful work in various business sectors. Kapitalbank JSCB won in the nomination "The best bank in deposits in foreign currency." If you are not yet using this service, please note — this is a modern and secure way to keep your savings.

Events such as BankExpo have a favorable effect in terms of assessing the company against the background of the local and international market. We managed to adequately demonstrate our achievements and noticed a lot for future development. Of course, this will favorably affect the service of our customers, because by combining goals, we achieve success!

The Chairman of the executive Board of «Kapitalbank» JSCB was awarded for his contribution to the development of science and art

Alisher Mirzaev, the Chairman of the Executive Board of “Kapitalbank” JSCB, was awarded the “Madaniyat va sanat fidokori” breastplate.

“Kapitalbank “ is among the leaders: residents of Tashkent appreciated the quality of banking services

The study has been held in the form of a blitz interview with the customers of commercial bank. Over a thousand respondents have participated in this interview: 450 individuals and 642 legal entities.

Kapitalbank and Abu Dhabi Uzbek Investment will provide new opportunities for financing small businesses

Abu Dhabi Uzbek Investment opened a long-term financing line in the amount of US $ 10 million for the development of small and medium-sized businesses to JSCB Kapitalbank. The financing agreement for a period of five years was signed today.

«Kapitalbank» retains the first place in the index of banks

«Kapitalbank» showed high results in financial intermediation, financial availability and profitability, calculated in the Center for Economic Research and Reforms (CERR)

“Kapitalbank” has become the best among banks in the “Brand of the Year” contest

Alisher Mirzaev, Chairman of the Executive Board of «Kapitalbank»
Good afternoon, dear customers and colleagues.
The reason for my message to you has become the good news from the National Marketing Center, which has assessed brands in the consumer and service sectors in the Brand of the Year contest.

«Kapitalbank» JSCB has been admitted as the best bank in the rating of the «Banking Activity Index»

The Center for Economic Research and Reforms has developed the «Banking Activity Index», which enables to regularly evaluate the share of the private sector in banking assets, efficiency of reforms and transformation processes in the banking sector.

«Ahbor-Reyting» has increased the rating level of the loan system of Kapitalbank to «uzА+»

The rating agency of «Ahbor-Reyting», in accordance with the results of 2020, enacted an assignment of the rating of loan system to JSCB «KAPITALBANK» at the level of «uzA+» with at attached foreseeable state of "Stable" on the national scale.

Standard & Poor’s has raised the credit rating of “Kapitalbank”

The international agency has reсonsidered the rating of “Kapitalbank” JSCB to “B-/B” with a projection “Positive” outlook: the Bank has become one of the few to do a good business despite the pandemic, - S&P Global Ratings has reported.

“Kapitalbank” JSCB has confirmed its compliance with the international standard ISO 9001: 2015

“Kapitalbank” JSCB has successfully completed the second supervisory audit of the quality management system in compliance with the international standard ISO 9001: 2015. Thus, the bank has confirmed its title “Holder of the gold certificate according to the international standard DIN EN ISO 9001: 2015”.

«Kapitalbank» came out as a partner of «Uzbekistan travel» in the Arabic issue of journal

The State Unitary Enterprise "National PR Center" expressed gratitude to the Chairman of JSCB "Kapitalbank" Alisher Mirzayev for fruitful cooperation in the preparation of the international travel magazine "Uzbekistan travel".

"Kapitalbank" retained the first place in the index of banks

According to the Center for Economic Research and Reforms (CEIR) "Kapitalbank" showed high results in financial intermediation, asset quality and liquidity.

"Kapitalbank" is the unchanged leader among banks!

The Center for Economic Research and Reforms (CERC) presented an updated version of the "Banking Activity Index" for the third quarter of 2022.

JSCB Kapitalbank Has Become the Leader of Visa Awards

The Visa international payment system noted the achievements of the banks of the Republic of Uzbekistan in 2022. The JSCB Kapitalbank has become the leader in the number of awards, becoming the best in 5 nominated categories.

Based on results of 2021, Ahbor-Reyting rating agency assigned "uzA+ with a positive outlook" national scale credit rating to JSCB "Kapitalbank"

The "uzA" rating is an indicator of high level of creditworthiness of our bank and the low level of risk in financial activities.

Ahbor-Reyting rating agency also noted that the Bank's well-designed and successfully implemented credit and deposit policy contributed to significant growth of loan issue and attraction of deposits from both legal entities and individuals in 2021.

JSCB "Kapitalbank" - the leader in the Banking Activity Index!

The Center for Economic Research and Reforms has updated the Banking Activity Index for the Q 1 2022.
Kapitalbank continues to hold the first line among 17 large banks in the Banking Activity Index, not losing leadership since Q2 2020, showing the highest results in the field of financial intermediation and asset quality.

Kapitalbank Again Confirmed Its Leadership in the Visa Payment System Among Banks in Uzbekistan

The international payment system Visa summed up the results of the year in Uzbekistan. The Kapitalbank became a laureate of the payment system award in five categories. Visa Vice President Christina Dorosh presented the team with commemorative statuettes.

Service with delivery: Uzum Business has launched a service for remote opening of current accounts for businesses

“Kapitalbank” develops its own service of field managers and launches a service of delivery of documents for registration of banking products for legal entities. Now entrepreneurs can open a current account with “Kapitalbank” without coming to a branch. You can submit an application for opening a first or additional account on the Uzum Business website.

The first Visa Business Platinum card in Uzbekistan from Kapitalbank

Introducing Visa Platinum Business – your perfect companion in the world of business and travel!

“Kapitalbank” became a strategic partner of PLUS-Forum in Tashkent

On November 21-22, Tashkent will host PLUS-Forum Retail Central Asia, dedicated to the development of retail industry, e-commerce and financial technologies in the countries of Central Asia and global markets. “Kapitalbank” has become a strategic partner of the event, which has already become one of the leading platforms for discussing strategies for the development of fintech and e-commerce industry.

“Kapitalbank” proudly served as the general partner of The VI International Trade Finance Conference which took place in Tashkent on November 16

Traditionally, “Kapitalbank” actively fosters dialogue among the international banking community, export credit agencies, and domestic banks during the annual International Trade Finance Conference.

«Kapitalbank» became the most technologically advanced and Agile bank according to UZCARD version

Within the framework of UZCARD FORUM the national payment system recognized the companies that make the most significant contribution to the development of the financial sector of the country. UZCARD experts recognized «Kapitalbank» as «The Most Technological and Agile Bank».

JSCB Kapitalbank has received the “Best Retail Bank – Uzbekistan” award from The Digital Banker

On October 19, 2023 at the Global Retail Banking Innovation Awards 2023 ceremony in Singapore JSCB “Kapitalbank” received the award in the “Best Retail Bank – Uzbekistan” category.

JSCB Kapitalbank Has Launched a New Application for Entrepreneurs

The JSCB Kapitalbank has launched an updated remote banking service for entrepreneurs who are the bank’s customers – the Uzum Business application. Using it, entrepreneurs and companies-customers of the JSCB Kapitalbank can make payments, track transactions, receive statements, buy and exchange currency, and much more. In the future, the service will combine banking services and the Uzum ecosystem services for entrepreneurs.

International rating agency S&P Global Ratings upgraded the rating of JSCB “Kapitalbank” due to strengthening of the bank’s positions in the market

On July 21, 2023, the international rating agency S&P Global Ratings upgraded the rating of JSCB “Kapitalbank” from “B-” to “B”, outlook - “Stable”. Analysts of S&P Global Ratings noted a significant strengthening of the bank’s position in the financial market of the country, in particular, the growth of retail lending and retail deposits. The rating agency also confirmed the short-term credit rating of the bank at the level of “B”.

JSCB Kapitalbank and IT-Company BS/2 Has Signed a Memorandum of Cooperation

In Tashkent, a strategic partnership agreement has been signed between the JSCB Kapitalbank and BS/2, one of the world leaders in the development of software for financial institutions.

“uzA +” National Rating Has Been Assigned to the JSCB Kapitalbank

Analysts of Ahbor-Reyting, the first rating agency in Uzbekistan, have updated the assessment of JSCB Kapitalbank according to the national scale, assigning the “uzA +” level with a “positive” outlook to the Bank.

JSCB Kapitalbank Has Signed a General Agreement on Financing Foreign Trade Operations with the European Financial Group ODDO BHF

As part of the meeting held by the European Bank for Reconstruction and Development (EBRD) in Samarkand, the JSCB Kapitalbank, the largest private commercial bank in Uzbekistan, has signed a general agreement on financing foreign trade operations to be covered by export credit agencies (ECA) with the French-German Financial Group ODDO BHF.

The cooperation between the JSCB Kapitalbank and ODDO DHF will allow exporting companies to receive financing guarantees for foreign trade operations, which will significantly expand the potential for local manufacturers to access world markets.

- We consider the increase in the export of products of Uzbek enterprises to foreign markets to be one of the most important conditions for the sustainable economic growth of the country. New opportunities for attracting financing, which are opened by the agreement between the JSCB Kapitalbank and the ODDO BHF group, will help to form a modern financial infrastructure for diversifying economic activities and attracting investments in the most promising sectors of the economy, - says Kirill Maevsky, Chairman of the Board of the JSCB Kapitalbank.

JSCB “Kapitalbank” publishes its annual report for the 2022

JSCB “Kapitalbank”, the largest private commercial bank of Uzbekistan, part of Uzum group - the ecosystem of e-commerce and financial technologies - has published its consolidated financial statements under IFRS for the year 2022. The results of the bank for the past year show significant growth in income and assets, as well as a significant improvement in other key indicators.

Uzum Group and the Islamic Corporation for Development of the Private Sector (ICD) signed a Memorandum of Cooperation

The ICD Private Sector Forum – PSF 2023 was held on May 11-13, 2023 in Jeddah, Saudi Arabia.

Private sector development is one of the priorities of the Islamic Development Bank Group (ICD Group). In particular, the private sector division of the ICD Group holds an annual Private Sector Forum (“PSF”).

The theme of this year’s Forum was “Partnerships in Crisis Management”. Forum participants reaffirmed the importance of partnerships among government agencies, financial and trade institutions, the private sector, development banks and other stakeholders to prevent crisis scenarios in the economy.

During the Forum, JSCB “Kapitalbank”, member of Uzum group of companies - the largest ecosystem of e-commerce and financial technologies in Uzbekistan, and the Islamic Corporation for Development of Private Sector (ICD) signed Memorandum on Cooperation, aimed at expanding cooperation between the two organizations and exploring opportunities for financing small and medium enterprises (SMEs) in Uzbekistan. Mutually beneficial cooperation in this direction will contribute to the growth of entrepreneurial activity, employment and sustainable social and economic development of the Republic.

The parties will also hold a series of consultations on the development of specific tools and documents for the practical implementation of the agreements reached under the Memorandum.

Happy upcoming Ramadan Hayit!

We value the cultural and religious traditions of our society and are happy to join you in the celebration of this holy month.

We wish Ramadan Hayit to inspire you for spiritual growth and bring a lot of joy and prosperity to your life.

Warmest regards,
Team of the Kapitalbank

Moody’s rating agency has upgraded the ratings of JSCB “Kapitalbank”

On January 27, the international rating agency Moody's upgraded the Baseline credit assessment (BCA) of Kapitalbank JSCB to b2 from b3 and the long-term local and foreign currency bank deposit ratings to B2. The main drivers for improving the bank's reliability assessment were amplification of retail lending, growth of profitability and asset quality.

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