Adequate savings are not the deprivations that span your life from the moment you decide to cut expenses. This is a well-planned strategy that allows you to spend your money optimally. In the long run, the money raised can be spent on something big: for example, on a trip or a new car.
The English have a saying: "A penny saved is a penny earned." We will not agitate you to divide soums into tiyins long forgotten due to inflation, but will float a couple of ideas that will allow us to look at the topic of saving from a different angle.
Start trusting online shopping
Online stores in modern realities are a thing quite profitable. Be sure to learn them: unlike traditional outlets, they do not need expensive premises in popular points of the city, which means prices are usually lower. The online shopping market is still developing, which is why such stores try to show loyalty to customers by announcing discounts and promotions more often than their competitors outside the web. In addition, with online shopping you are not constrained geographically. You have access to the largest services across the planet, which deliver the goods to almost anywhere in the world. Buying imported products online is likely to be even cheaper due to the lack of customs duties and the company's logistics costs. To start using the Internet as a trading tool, you only need email and an international plastic card. We will be happy to help with the latter: Kapitalbank provides a line of three types of VISA cards, the article about which we have already published in a blog. They are designed for clients with different income levels and requirements, therefore, finding the right option is easy.
Business is fighting for your loyalty — use it
Whatever you may say, but quality recreation is important in order to remain efficient and continue to work on your well-being. Leisure does not have to be expensive and last for weeks - it is important that it gives you pleasure and fills you with energy and enthusiasm.
Most people have a hobby. Often it is an inexpensive and entertaining leisure such as sports, computer games or listening to the music of your favorite band. All these are great ways to distract yourself from the pressing deadlines on the project and from the numbers in the report, which is about to be submitted. And yet, rational thinking will save you here too. Think about it: your gym and your favorite music streaming service will surely offer long-term subscription plans that will cost you less in the long run. Gaming platforms like Steam often offer discounts on popular games, so try to keep from buying in the first days of release - perhaps it will cost you much less in the near future.
If you prefer visiting restaurants with your family or traveling rather than a home hobby, you should explore what kind of privileges a property provides to its regular customers. These can be discounts, discount cards or free miles if you travel by plane. Such bonuses can often be obtained using one of the premium plastic cards: for example, partners offer discounts on a wide range of services to holders of our VISA Gold, such as car rental, or free VIP guest status in hotels and airport halls around the world.
Voluntary-coercive measures
If you are so built that in a burst of impulse it is hard for you to give up even a large purchase, which will be noticeable for the budget, try to deprive yourself of access to savings. The option is to borrow money to a close friend, or you can open a deposit in a bank: in this case, the savings will not only be safe, but also interest by interest will accumulate. The option is to borrow money to a close friend, or you can open a deposit in a bank: in this case, the savings will not only be safe, but will also accumulate interest by interest. And most of the deposit tariffs provide that you do not plan to withdraw money from an account from six months to a year — this is a good amount of time to think about the rational use of money. “Kapitalbank” offers investors a wide choice of both soum and currency plans, and our offer at 21% per annum is one of the most profitable in Uzbekistan.
Reader experience
In a recent post in the social network, we asked our subscriber to share their experience with effective funds saving and promised to publish the best options in this material. So we perform (author spelling and punctuation are preserved).
If you decided that you want to buy clothes, shoes, a game console, or something secondary, you have to wait 1 day and if the desire has not passed, then buy. This method helps to avoid spontaneous purchases and save the budget.
discount cards - you will get a substantial amount for the year
Online deposits in national currency are an excellent tool for accumulating and saving money from inflation, shopping and goping. At some point they may even become a source of passive income, just like a Golden antelope. Deposits in national currency are even better. Look around the world: how many banks give such interest?
I don't take a basket at the supermarket. I take the exact amount of money that I need for the planned purchase. I take exactly as much money as I need for planned purchases. But best of all it helps not to leave the house.
In general, I often buy in AliExpress and use cashback from Letishops. For a few dozen orders, I saved $10 and it is very cool!
Resume
Saving is not difficult. It is difficult to do it competently and without fanaticism - but only such an approach can have a fruitful impact on the standard of living. The services of "Kapitalbank" are able to help everyone, because, as you know, money loves an account, and thousands of customers throughout the country trust our experience in this matter.
