*The offer is valid for clients operating in Tashkent.
If you are in another region and want to work with factoring, leave us a request, indicate your region in comments and we will contact you as soon as we launch the product in your region.
Factoring - is a financial service that provides financing to Suppliers, Contractors and Manufacturers who sell their goods and services on deferred payment terms, by assignment their accounts receivables. The supplier receives money immediately after the shipment of goods or provision of services.
Product parameters:
F.A.Q
Send an application form to the bank, our employee will contact you and consult, or go to the nearest branch in Tashkent to the corporate lending department
If you are a client of JSCB "Kapitalbank", the package of documents will be minimal. Leave an application on the website, we will contact you and send a list of documents by email to establish a limit for you or your counterparty
The size of the financing limit depends on the volume of your business, confirmed by documents: financial statements and a deposit account certificate
Collateral is not required
The financing limit is renewed after each delivery is paid off and you can re-select it under the assignment of accounts receivable
The supplier pays a discount from the amount transferred by the bank for financing
Yes, JSCB "Kapitalbank" provides an open type of factoring, in which the Buyer is notified of a change of the creditor under the purchase and sale agreement or is a party to the loan agreement
Currently, JSCB "Kapitalbank" provides factoring services within the Republic of Uzbekistan. We are working on the product of “international factoring”, follow our news on the bank’s website and in the media
Factoring - a solution for your Business growth.
Benefits for the Suppliers:- reduction of cash gaps, receipt money on the day of goods shipment;
- replenishment of working capital;
- scaling of business;
- you give the buyer a payment deferment and distinguish yourself from competitors;
- KAPITALBANK takes on the work of collecting payments from buyer.
No hidden fees
You pay the bank a fixed discount - % of the invoice amountChoose your factoring
Factoring types
- The supplier ships the goods to the buyer with a deferred payment;
- The supplier assigns the right of monetary claim under the invoices to the Bank;
- The bank finances up to 90% of the invoice - the first payment;
- The buyer pays for the goods with a deferred payment to the Bank's account;
- The bank closes its debt on financing and sends to the Supplier remainder of the second payment.
Application for factoring
Financing of the procurement is a set of solutions for optimizing the Buyer's working capital, which allows you to receive a deferral payment from Suppliers and pay them at the time of delivery of goods/works/services.
Benefits of factoring for the Buyer:
- Increase in the payment deferral period up to 120 days
- Reduction in operating costs for working with accounts payable
- No need to make advance payments to Suppliers
- Simplified mode of connecting and financing suppliers
- Reduction in the burden of managing supply financing
- Increased reliability and timeliness of supplies
Work scheme:
- The Bank sets a general financing limit for the buyer for all suppliers
- The Buyer and the Bank sign a Factoring Cooperation Agreement
- The Buyer attracts suppliers to the SCF software, offering SCF as a system solution for mutual settlements
- The Supplier, the Buyer and the Bank sign a tripartite factoring service agreement
- Kapitalbank transfers financing to the supplier immediately after acceptance of the supply register by three parties of the agreement.
- The Buyer pays for the goods/services with a deferred payment to the Bank's account
