Loans for small business
JSCB «Kapitalbank» offers a wide range of loan products to grow your business, on convenient terms

In national currency
In foreign currency
UZS
Tezkor Avto
A loan for purchasing cars, trucks or special machinery for business
24%
Interest rate
up to 60 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Business Lady
Loan for women entrepreneurs
CB rate + 6%
Interest rate
up to 83 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Loan secured by real estate
Loan for carrying out business activities
24%
Interest rate
Up to 120 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Real estate for business
A loan for purchasing real estate, including payment under a shared construction agreement
21%
Interest rate
Up to 120 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Working capital for microfinance organisations
Replenishing the working capital of microfinance organisations to provide microfinance services (microloans and microcredits)
26%
Interest rate
up to 12 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Working capital
Loan to replenish working capital
22%
Interest rate
up to 36 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Fixed capital
A loan for purchasing equipment and real estate for business
22%
Interest rate
up to 62 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Free business
A general-purpose (non-targeted) loan for carrying out business activities
24%
Interest rate
up to 60 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Solar Energy
A loan to purchase new backup/standalone power systems using solar panels and solar water heating systems
24%
Interest rate
Up to 120 months
Loan term
Up to UZS 300 mln
Loan amount

UZS
Refinancing
Refinancing of loans from other banks.
24%
Interest rate in national currency
up to 120 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Premium Auto
Loan for new cars (including electric and hybrid vehicles) from the Bank's official dealers (partners) in Uzbekistan
from 0%
Interest rate
up to 60 months
Loan term
up to UZS 10 billion
Loan amount

UZS
Fast Auto for legal entities
Financing for the purchase of new cars directly from UzAuto Motors or its official dealers
from 0% to 10%
Interest rate
up to 62 months
Loan term
up to UZS 1,1 billion
Loan amount

Why choose us

Fast processing
We review your application and make a decision promptly

Flexible amounts
From small needs to large-scale projects

Various types of collateral
Real estate, vehicles, special equipment and other assets, with the option to combine collateral types

A personalised approach
We tailor the financing structure to your business needs

Currency
USD
Loan amount:
1 000USD
1 000 USD1 000 000 USD
Loan term:
1month
1 month120 months
Interest rate:
13%
13 %14 %
Grace period:
1month
1 month36 months
How to get financing
Consultation
Speak with a specialist at your nearest branch
Document collection
Submit the full document package along with your loan application
Application review
Wait for your application to be reviewed and a decision made
Financing
Sign the loan agreement, arrange your collateral, and receive your financing

Consultation
Speak with a specialist at your nearest branch

Document collection
Submit the full document package along with your loan application

Application review
Wait for your application to be reviewed and a decision made

Financing
Sign the loan agreement, arrange your collateral, and receive your financing

Need advice?
Leave your contact details and we'll get in touch to help you sort it out
Important to know
What documents are needed to apply for a loan?
Financing for small and medium-sized businesses on open and transparent terms
